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How to Get a Loan if you Have a Low Credit Score

The hard money loan process is a little different than conventional loans. Since this is a private lender and not a bank, we are able to be more flexible with our loans. We are an asset based company, not credit based. This means that we don't look at your FICO or any required documents like a W-2 or tax returns. And we are able to close quickly. Sometimes we can close in as soon as 7 days if all conditions are met.

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